Al-Salaam Alaikum!

Empowering Ethical Innovation with Shariah Integrity

Azka Advisors is your trusted partner for Shariah advisory, Halal certification, and ethical finance and business solutions—helping you build with compliance, confidence, and credibility.

100%

Shariah-Led

0%

Riba-Based Design

97%

Innovative Approach

Case Studies

Proudly supporting forward-looking projects at the intersection of faith, finance, business, and innovation.

Discover the power of our superior services

We offer strategic, tailored, and future-ready Shariah advisory services across financial, business, fintech, and halal sectors.

Shariah Advisory & Product Structuring

Customized compliance solutions to help you launch Shariah-compliant financial products, crypto projects, business, and halal services.

Shariah Certification &
Audit

Independent certification, auditing, and review for your products, platforms, and protocols to ensure full Shariah compliance.

Islamic Finance & Crypto Research

We publish high-quality research on Islamic finance, blockchain, DeFi, and tokenization—bridging classical knowledge with finance.

Safety Compliance

Follow standard OSHA (Occupational Safety and Health Administration) regulations for workplace safety, as well as regulations for product.

Legal Support

Help individuals and organizations understand, navigate & comply with the law. This can include advising clients on business law matters.

Executive Training and Workshops

Professional development through specialized training sessions on Islamic finance, halal ethics, and digital transformation.

Halal Business & Organizational Ethics

Consulting services for non-financial businesses to align operations with Shariah principles, values, and ethical culture.

Discover Our Services

Have questions or need guidance? Feel free to reach out for a free consultation or to request any of our services.

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Monitoring is now available in Beta for Enterprise.

Why Choose Azka Advisors?

Azka combines deep Shariah scholarship with real-world financial and business expertise—delivering principled, practical solutions to your most pressing challenges.

Trusted by fintechs, funds, and founders

Backed by traditional scholarship and modern finance know-how

Agile model tailored for startups and enterprises

Transparent, research-driven, and impact-oriented

Global team with localized insight and experience

Highly professional and world-class quality services for our clients

Or Contact Us

contact@azkaadvisors.com

"The truthful, trustworthy businessman is with the Prophets, the truthful, and the martyrs."

Prophet Muhammad ﷺ

(Jami’ al-Tirmidhi, 1209)

Insights & Resources

Explore thought leadership, research, and practical guidance on Islamic finance, halal business, and ethical innovation.

Positive feedback

See what our customer's saying

4.9 Rated

4.9/5

Sheikh Farukh Habib has been exceptional to work with. His extensive knowledge in
traditional Islamic finance and groundbreaking research in crypto and Defiare evident in his
work. He thoughtfully balances the application of Shariah with a flexible approach, ensuring
both preservation of the precise law and progress for Muslims in the modern world.

Tariq Patanam

Founder & CEO of InshAllah Network

5.0 Rated

5/5

Farrukh is a bright star in the application of financial technology within Islamic finance. He is relentless in his pursuit of mastering and deploying new technological frontiers in this field.

Dr Mohamed Ashraf Iqbal

Founder & CEO Of MindSpring Sdn. Bhd.

4.8 Rated

4.8/5

I had the pleasure of working with Dr. Farrukh Habib and was consistently impressed by his deep knowledge, professionalism, and sincere commitment to Islamic finance.

What stood out even more was his understanding of the unique challenges and dynamics of startups, offering guidance that was both Shariah-compliant and practical. His expertise and integrity make him a trusted advisor for anyone seeking ethical and effective solutions.

Mafaz Jaufer

Founder & CEO Of VePay Inc.

4.9 Rated

4.9/5

I have had the privilege to work with Dr Farrukh; he is very respectful in his dealings and usually communicates on time, unlike the majority of the Scholars in the field. He is professional, and thus I have referred him over and over again to anyone who comes to me for Shariah Advisory.

Ahmed Jawa

Member of the Management Board Of MRHB Network

4.8 Rated

4.8/5
Dr. Farrukh Habib is brilliant and possesses vast knowledge of Islamic jurisprudence, finance, and fintech. He also has a deep understanding of blockchain, cryptocurrencies, and DeFi projects. The industry will surely benefit from his professional competency.

Mufti Ehsan Waquar Ahmad

Chairman Shariah Board Of National Bank of Pakistan

5.0 Rated

5/5

Working with Sh. Farrukh Habib has been invaluable to us. He’s a true scholar in every sense of the word – a deep knowledge of Islamic finance, a sharp ability to apply this to new financial technologies and always ensuring an ethical business model can be built off it.

He joined early in the ideation of Qist, thanks to him we’ve been able to build onchain halal yield that will be fully Shariah compliant, a first of its kind on Solana. There is not someone I’d recommend more than Sh. Farrukh if you’re looking to build halal products in crypto.

Sulaaf Ahmed

CEO of Qist

5.0 Rated

5/5

Dr. Farrukh Habib is well known to me for his expertise and resilience in Shariah compliance within the financial industry. His solid knowledge base and commendable experience in fintech are noteworthy.

The financial world and the fintech industry can rely on his professional competency in the field of Shariah compliance and assurance.

Mufti Abdul Kadir Barkatulla

Shariah Board Member Of Al-Rayan Bank United Banks Ltd. UK

4.9 Rated

4.9/5
I know Dr. Farrukh Habib as a diligent, hardworking, and trustworthy individual. He is skilled in various fields, including Shariah, fintech, and Islamic finance, among others. I am confident that the new venture he is embarking on – Azka Advisors – is equipped with the right expertise to provide the valued Shariah services required by the industry.

Dr Beebee Salma Sairally

Research Consultant In ISRA

5.0 Rated

5/5

Since 2021, I’ve teamed up with Dr. Farrukh Habib on multiple crypto ventures, most notably pioneering the first-ever halal-certified carbon credits on the blockchain. His innovative, in-depth, and lightning-fast approach consistently delivers game-changing results.

Zahid Mir

Founder & CEO Of Vostad Labs Pvt Ltd.

Engagement Made Simple

Whether you’re exploring Shariah compliance or scaling with confidence,we tailor our engagement to match your needs.

01

Flexible advisory suited for startups or large institutions

02

Scalable scope from a quick review to full product development

03

Strategic, research-driven, and value-centric process

Advisory Engagement

Short-term review or consultation

Ideal for early validation or one-off needs

Discovery calls, documentation check, Shariah opinion

End-to-End Support

Ongoing advisory, audits, and research

Ideal for fintechs, platforms, and complex products

Structuring, certification, training, compliance monitoring

Frequently asked question

We work with fintech startups, Islamic banks, financial institutions, crypto projects, halal brands, and business organizations seeking Shariah guidance.